The history and what makes us different

January 2, 2010

 

The Story

We belong to a group that has negotiated thousands of Short Sales in the past couple of years. As time went by we had clients come to us with credit reports that showed the Short Sales we negotiated reported as foreclosures. This troubled us greatly. Our clients, who tried to do right by their banks, we have inaccuacies reported on their short sales and dramitically effecting their credit.

We talked to a lot of professionals, we talked to a lot of attorneys, some credit repair experts and they all had different ideas about how you can handle removing erroneous items, we weren’t concerned about general credit repair, we were just concerned about the one issue that we were facing, our clients were doing a short sale and lenders were reporting it as something other than a short sale and in some VERY damaging cases, they were calling it FORECLOSURE.

After a little while I discovered a solution and developed a system. Our system has helped over a hundred people with this problem, now we have a pretty good idea of how it works.

The Solution

79% of credit reports have an inaccuracy!

An inaccuracy gives the consumer the right to begin this process of disputing and starting to work with the creditors/lenders to try to get this fixed. Our System is designed so that if the creditor does not want to cooperate, or if they don’t want to work it out with you, then we can take matters into our own hands, on your behalf, as a consumer, or someone who helps consumers, to get that inaccuracy corrected on your terms and following the Fair Credit Reporting Act (FCRA) and by following the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). Our system is all based in federal law (and in some cases state law) to help you get your credit restored when you find an inaccuracy on your credit or on the credit of a client or a family member.

The difference

Unlike credit repair, ours, is not a temporary fix. Most credit repair companies blast the credit reporting agencies with dispute letter on all your negative credit. If the creditor doesn't respond the items are dropped and your credit score goes up.......until the creditor reports the item again after catching up on their paperwork.

Our systems goal is to give you permanent releif and that is exactly what you get. By the end of the 90 day process you will have a letter of settlement or judgement that removed your foreclosure forever. So even if your creditor reports it again you have a document that shows the item was inaccurate and removed forever.

Get Started Today!